Paying Online with Paypal vs. Paying Online with Blur from Abine


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paypal-vs-blurAbine is an online privacy company that helps consumers make private payments in our service called Blur which helps millions of consumers shopping online give out a Virtual Credit Card (which we call a Masked Credit Card) instead of their real credit card.  Since Abine’s privacy solutions have only been used by about 20 million people and Paypal has about 200 million users, a frequent question we’re asked is “How is using Abine Blur’s Masked Cards to protect my credit card when shopping online different from using Paypal?”

Abine’s Blur Masked Payments vs. Paypal's Privacy

Over 200 million consumers use PayPal, making it seemingly a trustworthy method for credit card and identity protection online; however, PayPal’s security services only protect your credit card number from external parties but collect spades of information for themselves. Alternatively, Blur protects all personal information, including your credit card, email, phone number, and address. While PayPal has the right to track every user’s online presence, Blur provides a tracker blocker and does not store or use any user data.

What PayPal Collects:

PayPal has become the ubiquitous go-to for “secure” online transactions that save consumers from sharing their credit card information during payments with online merchants. However, what really happens on the back end when you pay for your new winter coat online with PayPal?

According to PayPal’s own privacy policy, they collect information about:

  • the pages you access
  • your IP address
  • device ID,unique identifiers and device type
  • geolocation
  • computer and connection type
  • mobile network
  • statistics on page views
  • traffic to and from the sites
  • referral URLs
  • advertising data
  • standard web log data

So what does all that mean?

From the moment you created your PayPal account, they are allowed to track every click you make, when you make it and where. In trying to protect yourself from third party merchants from accessing your credit card info, you are handing your personal data along with all your network and computer data over to PayPal. Sound like an unfair exchange to you? We agree.

PayPal’s primary focus is not to protect your information, and has been shifting towards competing with credit card companies. New features, such as PayPal One Touch, allows customers to stay permanently logged into PayPal and complete purchases with eligible online merchants without having to enter their password or fill out personal information. These convenience shopping features, while making impulse buying much easier, also come with an onslaught of security concerns. PayPal recommends not sharing devices with One Touch capabilities or using it on any non personal device. Additionally, if one searches “how to hack PayPal” there are pages of video tutorials, blog posts, and articles with step by step instructions. Coupled with that, a search for “paypal account hacked” also results in pages of disgruntled customers and a complicated and tedious PayPal page itself on how to report identity theft.    

Protect your Online Privacy, Use Blur Instead:

What if instead, you were able to create a Masked Credit Card that had zero link to your name, address, or any other personal identification information? Blur provides a holistic identity protection service that Masks your name, address, phone number, and credit card information. Blur creates a unique Masked Card for every transaction. One hacked card would result in the loss incurred by the remaining balance of that card, and nothing else monetarily or personally. Your personal information, including your email, is also Masked, giving hackers zero information to pursue you. They also cannot glean any computer network traffic information; thus, also protecting you from targeted marketing and advertising.


Why should you trust Blur with your information? Blur/Abine does not collect or sell your personal information  to any merchants, third party advertisers, or big data companies. Every purchase you make with a Blur Masked Card is 100% secure by design. Blur removes your personal data from the equation and doesn’t even store it.  

[READ: So, what happens if Abine’s servers get hacked?]

PayPal suffers the same achilles heel faced by most of our “secure” financial institutions, that once one’s singular account is hacked, it requires a large reset of personal financial identification information – not to mention time, energy, and frustration. Ultimately, Blur’s goal is to protect you. Our primary mission is to better protect our customer’s identity.

About Abine

Abine, Inc. is The Online Privacy Company. Founded in 2009 by MIT engineers and financial experts, Abine’s mission is to provide easy-to-use online privacy tools and services to everybody who wants them. Abine’s tools are built for consumers to help them control the personal information that companies, third parties, and other people see about them online.

Blur by Abine is the only password manager and digital wallet that also blocks trackers, and helps users remain private online by providing ‘Masked’ information whenever companies are asking for personal information.

DeleteMe by Abine is a hands-free subscription service that removes personal information from public online databases, data brokers, and people search websites.

Abine’s solutions have been trusted by over 25 million people worldwide.

4 Replies to “Paying Online with Paypal vs. Paying Online with Blur from Abine”

  1. Nataniel says:

    Now all you need is to make it work in Europe. I last used Blur 2 years ago, simply because Masked Cards don’t work here.

  2. S. says:

    It would be nice to drop PayPal. If only you had a service that would pay monthly subscriptions like I do through PayPal?

  3. Anon. says:

    One problem is that PayPal doesn’t charge for purchases through using their service (unlike the $2 abine charge for each made card). Anyway, don’t believe they charge last time this was checked. For yearly account and all the stuff Abine offers, it’s great. Perhaps the card charges can be built into the yearly rate somehow and maximum cards allowed (like 4 or 5 or something). More attractive than the “hidden fees” structure. Seems like something could be done better. Thanks.

  4. koemsiely says:

    I have the problem with Paypal payment when client feedback to PayPal ask them to refund.

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